Chat with us to find out more: 01274 010406 07976 718096

Chat with us to find out more: 01274 010406 07976 718096

Your mortgage & protection specialists

With access to a wide range of mortgage products, our experienced local team will work to find the best deal for your needs.

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IGCap Finance Ltd

We're here to help Getting you the best deal

Whether you are first time buyers, remortgaging, moving home, buying additional properties or even someone with an adverse credit - we are passionate about getting our customers the best mortgage deal.

We are here to help our clients find the house of their dreams.

Why choose us

Supporting you at every step

Convenient appointments

We know life can get a little hectic at times, which is why we make convenient appointments to suit you. We can meet you in person in our office, your home, or over “Zoom” or “Teams”.

No obligation advice

You can have a free no obligation chat with us about your mortgage and/or protection requirements.

Mortgages to suit you

We are here to find you the right mortgage no matter what your circumstances, be it first time buyer, remortgage, buy-to-let or commercial.

With you all the way

We are a responsible mortgage broker committed to finding you the best mortgage to suit your needs. When the time comes to review, we're here to help.

At your side

We take care of the whole mortgage application process from beginning to end, working closely with your lender, solicitor and estate agent to make the process as simple as possible.

Protecting what matters

We offer personalised life, critical illness and income protection products, to ensure your family is protected from unforeseen circumstances.

Ready to talk about your options? Get in touch!

Working with us

With you at every stage

We have over 30 years experience in a range of financial services from mortgages to protection. Whatever your financial situation may be, our knowledge of various industries will cater for you.

Happy customers

Whether you're moving or looking to remortgage, we're here to help find you the right deal.

Commercial mortgages

If you are looking for commercial premises from the ground up, give us call a today.

Protection

In the event of the unspeakable happening, make sure you have life and critical illness cover.

Some of the lenders we work with

Arrange a free consultation today!

IGCap Finance Ltd

Service is essential Our mortgage process

  • The introduction We begin by understanding you and your needs. Here we look at your incomings, outgoings and putting a budget in place.
  • Product match We work through and source the mortgage from a wide panel of lenders to find the right lender and product for you.
  • Lender agreement We then provide you with an agreement in principle from the lender and submit the mortgage application for you.
  • Completion time Finally, we complete the necessary paperwork and walk you through the rest of the process until it is complete.

Mortgages

With access to hundreds of products, we'll assist you in finding the best one for your needs.

Protection

Get the professional guidance you deserve to safeguard your family when it matters most!

Insurance

We’ll look at a range of policies to find the best fit for you from our range of insurers.

If you are in financial difficulty and are having trouble making repayments, you can contact your lender who may be able to help, taking account of your individual circumstances. You might want to contact one of the free impartial money guidance and debt advice services, such as StepChange, Citizens Advice or Turn2Us.

"My husband and I recently bought our first home together and needed life cover. However, we both suffer and have suffered from complex health issues and decided to engage the services of a professional rather than try and resolve the issue ourselves. We approached Ian through recommendation, and because we’re not local to him, we set up a meeting over telephone and Zoom. He did a thorough fact find and initially advised us to check with our employers to see if we had cover through them. Fortunately for my husband, he was covered but I wasn’t.

Ian and I then had another meeting over Zoom to fill in and submit an application form. Within 24 hours I had been accepted, and I instructed Ian to put my policy into force with immediate effect.

I cannot praise Ian’s honesty, integrity and compassion for our difficult circumstances highly enough. In addition my husband and I both work shifts and Ian worked around this without any hesitation."

Lincolnshire

“We used Ian’s services to purchase our first home and he found a great 10 year fixed rate with nationwide, something we would have struggled to research ourselves. He has supported and updated us thoroughly through the process and always tried to get us the best deal, making it as stress free as possible. He also provided us a wide range of different quotes for life insurance and made sure to explain every last detail for each option. He’s worth every penny and would highly recommend him to anyone looking to buy their first home.”

Michael Mountain and Bethan Villiers, West Yorkshire

“We initially used Ian’s services to buy our first home, he found us a brilliant first time buyer mortgage which we wouldn’t have been able to secure without his help. He supported us well throughout the process, making it easy and relatively stress free as far as buying your first house can be. He also provided a range of quotes for life insurance etc. which we were able to choose the best option for us. Since then, we have returned to Ian to support the purchase of our family home. Again, we received a smooth and thorough service. Ian really knows his stuff, and was able to secure us another great deal. This included porting across the remaining mortgage from our first home in order to keep a really low fixed rate without losing it, and topping up with a very useful competitive product which perfectly suited our requirements. We really highly recommended Ian, he’s worth every penny.”

Ella Nichol-Peace, West Yorkshire

Testimonials Reviews from our customers

“We used Ian’s services to purchase our first home and he found a great 10 year fixed rate with nationwide, something we would have struggled to research ourselves. He has supported and updated us thoroughly through the process and always tried to get us the best deal, making it as stress free as possible. He also provided us a wide range of different quotes for life insurance and made sure to explain every last detail for each option. He’s worth every penny and would highly recommend him to anyone looking to buy their first home.”

Michael Mountain and Bethan Villiers, West Yorkshire

“We initially used Ian’s services to buy our first home, he found us a brilliant first time buyer mortgage which we wouldn’t have been able to secure without his help. He supported us well throughout the process, making it easy and relatively stress free as far as buying your first house can be. He also provided a range of quotes for life insurance etc. which we were able to choose the best option for us. Since then, we have returned to Ian to support the purchase of our family home. Again, we received a smooth and thorough service. Ian really knows his stuff, and was able to secure us another great deal. This included porting across the remaining mortgage from our first home in order…

Ella Nichol-Peace, West Yorkshire

"My husband and I recently bought our first home together and needed life cover. However, we both suffer and have suffered from complex health issues and decided to engage the services of a professional rather than try and resolve the issue ourselves. We approached Ian through recommendation, and because we’re not local to him, we set up a meeting over telephone and Zoom. He did a thorough fact find and initially advised us to check with our employers to see if we had cover through them. Fortunately for my husband, he was covered but I wasn’t. Ian and I then had another meeting over Zoom to fill in and submit an application form. Within 24 hours I had been accepted, and I instructed Ian to put…

Lincolnshire

Get in touch for expert advice

Our experienced team is here to support and guide you through your mortgage, protection, and insurance applications.

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